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You Should Never Pay Off Your Home Mortgage

It’s the American dream, right? — to pay off your mortgage and live debt free in your home. Wrong. You should never have your home paid off, if you want your hard earned money to actually work for you. I’ll…

The Most Famous Failures. That’s What People Thought They’d Be

What do you think of when you read the following list of people? Mark Zuckerberg (Facebook) Bill Gates (Microsoft) Oprah Winfrey (Entertainment) Michael Dell (Dell Computers) John Mackey (Whole Foods) Steve Jobs (Apple) Elizabeth Holmes (Theranos) Larry Ellison (Oracle) Henry…

You’re So Lucky Man

…Yup. It was a conversation almost exactly like this one, where someone told me to stop complaining and take responsibility. They told me to shut my mouth and take accountability for my actions….Read More »

The Subjectivity of Happiness

The first is that happiness is not an achievement, but a process. There is not one ‘thing’ that equals happiness, but instead it’s a series of moments. Moments that create small instances of ecstasy, but are not easy to replicate… Read More »

If You Want to Waste Your Life, Go to College

I spent four years at a private university and it was a complete waste of time – at least the academic part was. I really couldn’t tell you more than a couple of facts that I learned from the numerous…

Are You a Fool Follower?

Do you ever feel intimidated by someone of intellectual superiority? Or, in other words, do some people make you feel dumb by being condescending and superior? I have, and I’m sure you’ve experienced that too. There is a little secret…

We Live Where You Vacation

Where do you dream of vacationing? We all have different ideas of what the perfect vacation is and what our ideal pastimes are, but according to multiple polls nearly every single vacation spot has nothing to do with accommodations and…

Is it World War 3 Yet?

There has been a lot of talk lately about the imminent World War 3 starting. Some are even saying that we are already in WW3 and it’s just a matter of time until the full momentum really starts. Taking a…

Excuses are Like A-Holes. Everyone Has One and They All Stink.

I’m sick of hearing the excuses and accusations of luck. It actually pisses me off; so prepare yourself for this rant. Luck You make your luck. It’s that simple. I’ve had shitty luck and I’ve had great luck. But, guess…

If You Want To Make Money, Throw Some Coins In A Fire

Yes, the money that you have in your hand, in your pocket and in drawer of your desk might very well be worth more if you melt it. I’ll provide a quick example before I lose you: If you had…