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Real Estate is Expensive… And It’s Going to Get Worse (or Better)

Does the concept and use of mortgages keep property prices high? I was recently discussing this question, and the answer is: of course! Anytime a buyer has the ability to borrow money for a purchase, the ultimate price of the…

You Won’t See Any of Your Retirement Money

One of the main reasons why people stick to one career throughout their life is retirement. They want a secure paycheck after they retire. A payment they can rely on being delivered to their bank account every month. In return…

Full-time Employment in America is Declining – And That’s a Good Thing

Involuntary part-time unemployment has risen by over half a million people since late last year. The news makes it sound like our economy is falling apart. Employers can’t afford to keep full time employees on the books, so they are…

Whoever Can Outlast Failure the Longest Wins

In the words of Thomas Edison, “I have not failed. I’ve just found 10,000 ways that won’t work.” Failure, or even the lesser degree of “non-success” is how we all run into brick walls. Said another way, not succeeding at…

Forget About Interest Rates – They’re Literally Worthless

If you’re a home owner, business owner or anyone who is exposed to borrowed money, then you should be concerned about interest rates. A rate increase or decrease will determine what decision you make. But… if you’re just an average…

Put Your Negativity Earmuffs On!

A couple of days ago, the U.S. Navy launched airstrikes from the Eastern Mediterranean against the Islamic State, which marks the first time since 2003 that operations have originated from that area. No matter what your political views or even…

A Guaranteed Way To Make Money – Be A Contrarian

I’m going to guarantee something to you. It’s more of a handshake guarantee; something that you’ll just have to trust me on. I’m going to tell you how you can 100%, for sure, make money. It’s totally legal and it’s…

Let’s Own What Everyone Buys

We had stopped there to restock our supplies. Food, water, beer and some dog food. Camping out in the middle of nowhere, surfing our brains out and enjoying the nothing-ness of the coastal desert is what we had been doing…

How To Avoid A Bull In The Market

Tauromachia is not a sport; it’s a ritual. It’s man versus animal. A dance of life versus death. Bullfighting is quite symbolic on a variety of levels – a little bit artistic, a little bit athletic, a little bit romantic…

Mmm… Coffee… and Money…

Mmm… Coffee… and Money…

Face it. We’re addicted to coffee. The smell, the taste, the feeling… we love it. Even if you’re not a coffee drinker, you would agree that as a society we are fiercely loyal to the morning ritual of drinking a…